Terisa Louise Ratliff  nee Layne passed away on September 13, 2025 at the age of 54. Terisa was born March 5, 1971 in Asheboro, NC to the late Thornton and Gaye Layne nee Conner. 
Terri worked as CNA, loved being outdoors, making jewelry and listening to music. She loved to make people laugh and tell stories, and she was always the life of the party. 

Terri is preceded in death by her husband, Bobby Ratliff and her parents; Terri is survived by her three children, Michael McCarthy and his wife Kayla, Lacie McCarthy and fiance Benjamin Poteet, Nathan Hinderliter and his girlfriend Geri Birch; brother, W.T Layne and his wife Janice; sister, Grace Krueger and her husband Michael; five grandchildren, Connor Bruner, Brayden McCarthy, Samantha McCarthy; Benjamin Poteet, Jr., Waylon Hinderliter;  five nieces, Stacey Martin, Ashlee Martin, Toni McKay, Pamela Dunham, Kayla Hertzler.  Terisa's memories will live on in all the lives she touched.

There will be no services scheduled at this time.